At J Alexander Grant Appraisal Group, we understand the particular needs of a property owner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Do you own a home in or near Upstate SC or the Charlotte Metro area? Do you need help deciding the price of your real estate?
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For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it’s often very hard to be objective about it. Professional appraisers, like the ones at J Alexander Grant Appraisal Group, are objective. We’ll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party’s opinion of your property’s price — not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser’s value estimation than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We’re seasoned in helping customers just like you abolish undesirable PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in a region that’s going down. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting an appraisal from J Alexander Grant Appraisal Group is your #1 weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be inconvenient from a cash flow standpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. J Alexander Grant Appraisal Group can help you reinstate your home equity line of credit with a professional appraisal.